Legal

Terms of Service

Effective Date: April 30, 2026

1.Acceptance of Terms

By accessing or using onyxlife.org (the "Site") or the services of Onyx Consumer Solutions LLC ("Company," "we," "us," "our"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Site or services.

2.Services

Onyx Consumer Solutions LLC provides life insurance information, quotes, and appointment-setting services to consumers in all 50 U.S. states through licensed insurance agents and licensed insurance carriers. We are not an insurer; coverage is issued by third-party carriers subject to their underwriting and approval.

3.Eligibility

You must be at least 18 years of age and a U.S. resident to use our services.

4.SMS / Text Messaging Program

By providing your phone number and opting in, you expressly consent to receive recurring SMS/MMS text messages from Onyx Consumer Solutions LLC for the purposes of appointment scheduling, appointment reminders, follow-ups, customer service, and marketing communications.

Message frequency is approximately 10 messages per month. Message and data rates may apply.

You can reply STOP to any message at any time to unsubscribe and stop receiving further messages. You can reply HELP for assistance, or contact us at [email protected].

Carriers (including but not limited to AT&T, Verizon, T-Mobile, and others) are not liable for delayed or undelivered messages. Consent to receive marketing text messages is not a condition of purchasing any goods or services.

If you have any questions regarding privacy, please read our privacy policy: https://onyxlife.org/privacy

5.No Insurance Advice

Information provided on the Site is for general informational purposes only and does not constitute legal, tax, or insurance advice. Please consult a licensed insurance professional before purchasing any policy.

6.Intellectual Property

All content on the Site, including text, graphics, logos, and images, is the property of Onyx Consumer Solutions LLC and is protected by U.S. copyright and trademark law. You may not reproduce or distribute Site content without our written permission.

7.Limitation of Liability

To the maximum extent permitted by law, Onyx Consumer Solutions LLC and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or services.

8.Changes to These Terms

We may update these Terms of Service at any time. Continued use of the Site or services after changes are posted constitutes your acceptance of the updated Terms.

9.Governing Law

These Terms are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.

10.Contact Us

Onyx Consumer Solutions LLC
228 W Pomona Ave
Email: [email protected]

© 2026 Onyx Consumer Solutions LLC. All rights reserved.
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